If you own stocks or mutual funds that have grown in value and you’ve held them for more than a year, you have a unique opportunity to make a gift to University of the Cumberlands in a way that benefits both you and our students.

By donating appreciated securities or mutual funds, you can:

• Support our mission of equipping the next generation of leaders.

• Avoid or significantly reduce capital gains taxes on the transfer—taxes that could be as high as 20%.

• Receive a charitable income tax deduction based on the full fair market value of the asset at the time of the gift.

In short, you can create a lasting legacy while making the most of your resources.

Flexible Ways to Give

You can use appreciated securities to give in ways that align with your financial and legacy goals:

• Outright Gift – Enjoy the same tax benefits as giving cash but with the added advantage of eliminating capital gains tax on the appreciated value.

• Transfer on Death (TOD) Account – Name the University as a beneficiary on your brokerage or investment account so the assets pass directly to us after your lifetime, supporting students for generations to come.